A cash advance is a type of loan payable within a short period as per the agreement between the lender and the borrower. It is meant to meet the short term immediate needs of the borrower. These loans are available to individuals and business owners whether large or small. Cash advances are attractive to borrowers because they are quick and easy to obtain. However, they attract very high-interest rates. Some advances are based on mutual trust between the lender and the borrower. 

Among the common forms of cash advances include: 

Credit cards. 

These are the most common forms of cash advances. They are issued by commercial banks or other deposit taking institutions. Usually, an account or non-account holder is issued with a card which is a form of a line of credit. The cardholder can withdraw money from the ATM or the counter depending on the terms of the agreement between the lender and the borrower. Credit card advances attract very high-interest rates which in most cases begin to accrue immediately. Additionally, they attract a fixed annual fee. 

Direct deposit advances. 

These are short term loans issued and deposited directly into the borrower’s account. Here the amount is fixed and predetermined and the interest rate and repayment period agreed. The lender could be a bank or a savings and credit co-operative society (SACCO). 

Soft loans from family and friends. 

These types of cash advances are purely based on mutual trust. The borrower approaches a close person in case of an emergency and they agree on the amount of the loan and the interest to be charged. In this case, the interest may not be as high as that of a credit card direct borrowing. They are very flexible and common if the amount in question is small. In some cases, they may be interest- free. 

Group advances. 

These are informal advances. In some cases, people with a common bond may come together and form a group. Their objectives could be the social welfare of members, savings, investments, or lending. Normally, they develop a constitution detailing the borrowing terms. In case a member has immediate cash needs, he can be issued with a loan secured by the deposits or group contributions. 

Employer cash advances. 

An employee may encounter a cash emergency before the payday. He approaches the employee for a cash advance which is deducted from the salary at the end of the month. There is usually a policy regarding this kind of facility, for instance, the due date of application and the limits. 

Emergencies are inevitable whether at home or in a business environment. There are several cash advances that one can consider in case of a need and get to solve immediate problems. As we have seen, interest-rate differs depending on the source and the prevailing circumstances.  If one wants to avoid high-interest rate charges which come with credit cards, he can consider cheaper alternatives like group loans or loans from friends and relatives. Other sources of cash advances include trade credit, bank overdrafts, invoice discounting and commercial paper. 

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Over the past few years, brand marketing has changed greatly since there has been advancement of technology which has offered various social media platforms. Social media is not taking the leading for developing creative design as compared to traditional modes that have taken a sit back. Most people prefer getting entertained through social media platforms like Facebook, YouTube, radio, television, integral and twitter among many others. Social media has offered a great platform for brand marketers which are one of the best marketing strategies for many businesses. Here are some of the key factors that should be considered when specializing in digital strategy for marketing.  

Digital influence 

Currently, audience market is rapidly changing social media preference to digital from traditional which has also influenced brand marketers from re-routing their marketing strategies in various ways. Business owners are now required to set aside funds for both new age and traditional marketing strategies whereby they are investing more in specializing in digital strategy to develop creative design.  

Leveraging celebrities and influencers 

A lot of energy and selecting specifics is greatly considered when specializing in digital strategy in order to create the most ideal face for brand awareness. Generally, celebrities are used for marketing various brands since they offer more confidence to potential clients towards fast decision making. Business owners should be careful of their audience since if they determine that a fault brand or marketing approach is not appealing, they withdraw their need towards the product.  

Consistency is important 

Typically, when specializing in digital strategy and decide to use a certain face for brand marketing, this should be influenced by the ability of the face to attract potential clients. Marketing situation outlines some factors like pay-to-post collaborations with their marketers. Thereafter developing a creative design, consistency is required since the advertisement should be posted regularly to keep it fresh to the audience. Consistency may be weighed as a good factor of maintaining social media account while engagement is seen to be the driving force towards attracting increased customer traffic.  

No set strategy 

Basically, bear in mind that all clients are unique. Thus, their taste and preferences are also unique depending on the strategy and requirement of brand promotion. Specializing in digital strategy is not as simple as may be seen since there are many important factors that should not be overlooked at all.  Many factors are also required to come up with a great plan and creative design for the audience. Business requirements varies from one business to the other thus business owners should start by determine the current market position of the brand, understand various factors that describe targeted audience, staying updated with the latest chances in technology. These factors should be considered before specializing in digital strategy for marketing.  

Best Digital marketing agency in Toronto :- Cleansheet Marketing of Toronto

Are you wondering what e-commerce platform to use for efficient and lump sum sales? Have you got some business running but at crossroads on the type of platform you need? Well, worry no more. I am here to take you proudly through the advantages you will encounter when you choose to center your business solely on Shopify. It is not too late, starting now is better than never at all. 

Affordability rates 

For starters, the entire process could look so tedious, expensive and time-consuming. The myth behind this could be traced to the variety of huge costs encountered when starting new business etc. It should, however, be noted that for Shopify, it is of that corrupt belief since it is comparatively cheap to create and manage throughout the course of your daily business activities. 

It is safe and secure to use 

Over the years, there have been a number of rampant cases reported on hacking and improper logging in someone into somebody else’s account. This necessitated various security measures to be put in place to ensure these vices were put to halt completely. Shopify web design is not an exception; strict measures are put in place during its development to ensure it becomes totally safe to conduct business in. Conducive environments have been provided through a mandatory requirement of a person’s phone number, emails, etc. This has reduced theft and hacking and as at now, thanks to this, the world has never reported the fewer case of such as it does now.  

Customer care and reliability services 

Shopify web design provides good customer care services. This ensures that customer demands, queries and needs are well adhered to for 24 hours a day. These services notwithstanding, Shopify has been modified to be relied upon by users and customers any time of day without breakdowns. 

Hosting services 

Giving you a personal space to conduct your business is not enough. Shopify does host your web and manages it to ensure sufficient satisfaction is derived by users. With them, they guarantee utmost perfection when dealing with your services and all entailed in your web amongst giving tips on how to outperform others in the ever-changing e-commerce industry. 

Superior marketing tools 

Users of Shopify are provided with very many tools to use in spurring better performances. The recent studies have that; the tools are increasingly leading to awareness of Shopify services all over the globe. To date, it is confirmed that Shopify web design puts over 1500 apps at the user’s disposal. This is a good thing that is said to be increased further in the years to come. 

Joining hands with the Shopify web designers will take your business to glory land Sun Bowl Systems Inc. As such, the available tools and services will see to it that you continue to succeed in your online work. 

If you are considering taking chef courses, then you would have to take them as part of a certificate, bachelor’s degree, or associate’s program in the culinary arts. However, some institutions offer such causes to cooking enthusiasts as non-credit lessons.  
Each institution has its curriculum and courses might have different names but share similarities in the context of the course offering.  

Critical Information 
Bachelor’s and Associate’s culinary arts degree programs combine core culinary, general education, and elective content. Other than cooking classes, curriculums may also address food and beverage managing, nutrition, food science, and wine studies. If you are interested in independent chef courses, you might want to consider enrolling in a community college, specialty stores, or culinary schools in your local area. You don’t need prior experience or educational background in culinary arts to enroll for stand-alone chef courses. You will, however, find that most institutions divide the courses into advanced, intermediate, and beginner levels. Some of the common topics expected include kitchen roles and stations, proper equipment and tools usage meats and fish cooking techniques, catering, menu planning, foodborne illnesses, and kitchen hazards. 
Some of the main chef courses you should expect to enroll in include: 

Professional Cookery 
This chef course familiarizes students with equipment used in professional kitchens as well as various methods of making quality dishes. Students also become acquainted with various cooking procedures and terms for meal preparation for big numbers of people. You would also expect to learn some safety tips and sanitation guidelines. Students learn how to prepare sauces, soups, poultry, meats, and seafood specializing in one ingredient or cuisine each term. 

Baking Rolls and Bread 
In this course, students learn how to use yeast for baking pastries, loaves of bread, and rolls. They are also taught the correct terms, measurements, and tools linked to baking an array of savory and sweet food items. At this point, you’d expect to master how to bake donuts, danishes, eclairs, croissants, rolls, and loaves of bread.  

Kitchen Skills 
In this chef course, students learn vital chef skills. From cooking techniques to knife skills to using a variety of ingredients and traditional stocks and recipes, sauces, as well as all essentials of culinary arts. Kitchen skills are taught at various intervals during the entire period of study, each allowing the student to move from being a basic chef to a specialized chef. 

International Cuisine 
In this course, students are taught how to prepare several international and ethnic cuisines. They explore the process of preparing foods from various regions across the world, spices, meats, and plants unique to these regions. 

Garde Manger 
This class focuses on teaching students how to prepare cold dishes such as pickles, salads, and preserved meats. There are advanced courses, but students can only enroll in these once they get certification in the lower classes. 

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In case you have been longing for the day you will become a good orator or communicator, there are no shortcuts to this. You will need to acquire the right communication skills storytelling being one of them. This is because storytelling is beneficial in communication and therefore goes a long way in ensuring that you get your clients or investors on board. However, for you to acquire these skills, you must enroll in a storytelling school. With all the many storytelling schools available, choosing your ideal school could pose a challenge. This article, therefore, will outline the questions that you need to ask before enrolling in a storytelling training school. 

What is the school’s class size? 
Whenever you are looking for a storytelling school, it is essential to look at their class sizes. The class sizes goes in handy when it comes to the quality of education that you will get. It is therefore essential before you choose the right storytelling training school, to ask about the class sizes which they have as small class size is the most ideal, because as a student you will be able to have a personal relationship with the tutor. You can, therefore, be able to ask the tutor any questions about what you have not grasped. This, in turn, goes a long way in enabling you to be comprehend everything that he or she is teaching. 

How much are their fees? 
Another essential aspect that you need to ask before you can choose the storytelling training school of your choice. This is because this touches on your part as you will have to pay for the services that they give you. Asking how much they charge for their services is essential as it determines whether you will be able to afford to enroll in the school or not. With different storytelling training schools charging differently, it is incumbent upon you to ensure that the school that you choose, charges reasonably fair to your budget. This will then enable you to be able to pay for the fees comfortably. 

How far is the school from home? 
Another question that you need to ask whenever you are choosing your storytelling training school is the proximity of the school from where you reside. This is important because it determines a lot of things like the convenience of going to school, the price of transportation and the general accessibility of the school. Choosing a school which is near you is very useful for you, as it will reduce the transportation costs which you have to incur daily and thus enable you to save. 

For more details :- https://jordanbower.com/storytelling-sales-training/